Pre-Existing Condition Plans – US Citizens Traveling Abroad
TrayMed Abroad— Pre—existing Medical Condition:The Policy will not pay for loss or expense incurred as the result of Injury or Sickness of the Covered Person which manifests itself during the 6 months immediately preceding and including the Effective Date, unless the condition is controlled through the taking of prescription drugs or medication and remains controlled (without any change) throughout the 6 month period.
If you have a prior health condition which suddenly and unexpectedly asserts itself during your travel, the Beacon Series does provide a limited amount of coverage to help mitigate this unpleasant surprise. The Beacon Series offers coverage up to $15,000 (induding emergency medical evacuation) for existing conditions which are not undergoing treatment, induding medication or therapy of any kind. Enjoy peace of mind, even if your health history has a few blemishes with this powerful benefit
(U.S. citizens only)For those up to age 65 with a primary health plan. Patriot International will pay the Usual. Reasonable and Customary charges of a sudden and unexpected recurrence of a Pre-existing Condition (defined on page 16) up to the plan maximum. For those without a primary health plan. Patriot International will pay up to a $20.000 lifetime maximum. For those ages 65 and older, with or without a primary health plan. Patriot International will pay up to a 52.500 lifetime maximum. The primary health plan must have existed prior to the effective date and during coverage of the Patriot plan and the Pre-existing Condition must be covered under the primary health plan. In addition, up to $25,000 will be paid to U.S. and non-U.S. citizens for the eligible costs and expenses of an Emergency Medical Evacuation arising or resulting from a sudden and unexpected recurarence of a Pre-existing Condition.
(U.S. citizens only) For those up to age 65 with a primary health plan. Patriot Platinum International wit pay the Usual. Reasonable and Customary charges of a sudden and unexpected recurrence of a Pre-existing Condition (defined on page 16) up to the plan maximum. For those without a primary health plan. Patriot International will pay up to a $20.000 lifetime maximum. For those ages 65 and older, with or without a primary health plan. Patriot International will pay up to a S2.500 lifetime maximum. The primary health plan must have existed prior to the effective date and during coverage of the Patriot plan and the Pre-existing Condition must be covered under the primary health plan. In addition, up to $25,000 will be paid to U.S. and non-U.S. dtizens for the eligible costs and expenses of an Emergency Medical Evacuation arising or resulting from a sudden and unexpected recurarence of a Pre-existing Condition.
Insurance Plans
Underwritten by: Lloyd's of London
- The Beacon Travel Series
- Short Term policy 5 days-2 years
- Sudden Onset of Pre-existing Condition up to $15,000
Underwritten by:
Sirius Int'l Insurance Corporation
A White Mountains Re Company
- Patriot International Travel
- Sudden and unexpected recurrence of a
Pre-Existing Condition
- Sudden and unexpected recurrence of a
- Patriot Platinum International
- Sudden recurrence of a Pre-Existing Condition