Study Abroad Basic - BASIC PLAN

Study Abroad Plans: Is for students studying Abroad program anywhere outside of your home country and not in the USA Study Abroad Plans are designed for students and chaperones as they travel anywhere outside of their home country and not studying in the USA. For many, this is a once in a lifetime opportunity and it is imperative that you have the accident and medical coverage you need should something occur while you are away. No one likes to think about the occasional mishaps or sicknesses that can strike, but they can happen and it is always recommended to have insurance coverage in place should you need it. Being stuck in a foreign country without this coverage can make your journey much less enjoyable and cause unfortunate financial burdens. Our Study Abroad Plans are put in place to help you get the most from your trip and let you focus on the more important aspects of your journey to study abroad.

You are eligible for this Study Abroad Insurance if you are a student or chaperone and you are involved in a Study Abroad program anywhere outside of your home country and not in the USA. This plan provides weekly and monthly rates and meets visa requirements.

  • $100,000 per Maximum per Accident/Sickness per Policy Year
  • $50 Deductible per Accident/Sickness per Policy Year
  • After the Deductible the plan pays 100% of Usual, Reasonable and Customary Charge (URC)

 

Rates are subject to change at renewal

The Safe Travels for Students Studying Abroad plans are designed for students who are traveling outside of their home country for a study abroad program. Besides covering accidents and sickness this plan provides the requirements of most schools. Rates are weekly or monthly, based on age and available for ages up to 59. They are a primary coverage and benefits are Usual, Customary and Reasonable.

Accidental Death & Dismemberment Benefits
Principal Sum: $10,000
Medical Expense Benefits
  • Maximum Medical Expenses: $100,000 per Accident/Sickness per Policy Year
  • Maximum Benefit Period: 1 year from the date of the Covered Accident or Sickness
  • Deductible: $50 per Policy Year
  • Room & Board/Intensive Care - Semi Private Room Rate up to $1,000 per day 30 day Maximum per occurrence
  • Inpatient or Outpatient Surgery 100%
  • Doctor Visits/Doctor Office Visits 100%
  • Hospital Miscellaneous 100%
  • Surgeon's Fees, Anesthesia , Assistant Surgeon/CRNA 100%
  • Prescriptions, Labs, X-rays and Injections 100%
  • Chiropractic Care 50% of Usual & Customary Charges $500 Maximum per Policy
  • Medical Emergency Services 100%
  • Prescription Drugs 50% of Usual & Customary Charges
  • Mental & Nervous - Inpatient 50% of Usual & Customary Charges $500 Maximum per Policy Year Outpatient 50% of Usual & Customary Charges $500 Maximum per Policy Year
  • Alcohol & Substance Abuse Expense -Inpatient 50% of Usual & Customary Charges $500 Maximum per Policy Year Outpatient 50% of Usual & Customary Charges $500 Maximum per Policy Year
  • Durable Medical Equipment 100% of purchase price
  • Ambulance Expense 100% up to $250 Maximum per Occurrence
  • Dental Injury/ Palliative Treatment 100% up to $100 per tooth, Maximum $500 per Policy Year
  • Maternity Expenses
  • Newborn Care $500
Additional Benefits
  • Emergency Medical Evacuation Benefit Maximum $100,000
  • Political Evacuation Benefit Maximum $15,000
  • Repatriation of Remains Benefit Maximum: $25,000
  • Review Coverage/Brochure for more details