Meridian Basic and Enhanced

International Major Medical Plans

  • Best suitable US - Style Long Term medical insurance plan
  • Newly Immigrants (Green Card Holders) & Non Immigrants (H1B, H4, L1, L2, B1 etc...)
  • US Citizens Traveling Abroad or Foreign national has Two Area benefits options
  • Area 1: Worldwide-Including U.S. & Canada. & Area 2: Worldwide-Excluding U.S. & Canada

DESCRIPTION OF AVAILABLE BENEFITS

DEDUCTIBLE OPTIONS:
Choice of a $250, $500, $1,000, $2,500, $5,000, $10,000 per person per coverage period.
1.Meridian Basic:

Area 1:Worldwide-Including U.S. & Canada.

Area 2: Worldwide-Excluding U.S. & Canada.

CO-INSURANCE

Treatment received within USA:
In PPO Network: The plan Pays 100% of eligible expenses (subject to deductible) up to the Policy Maximum limits... Treatment received out of PPO network in USA & Canada: The plan pays 80% of next $5,000 of eligible expenses (subject to deductible), then 100% to the overall maximum Policy limit.

Treatment received outside USA & Canada: is 100% (No-Coinsurance) covered after the deductible.

2. Meridian Enhanced:

Area 1:Worldwide-Including U.S. & Canada

Area 2: Worldwide-Excluding U.S. & Canada.

CO-INSURANCE

Treatment received within USA:
In PPO Network: The plan Pays 100% of eligible expenses (subject to deductible) up to the Policy Maximum limits... Treatment received out of PPO network in USA & Canada: The plan pays 90% of next $5,000 of eligible expenses (subject to deductible), then 100% to the overall maximum Policy limit.

Treatment received outside USA & Canada: is 100% (No-Coinsurance) covered after the deductible.